Sandra is a faculty member at ESDES Business School in Lyon. She is also an associate researcher at the International Research Centre on Cooperative Finance (IRCCF) of HEC Montréal, at the University of Montpellier France, Montpellier Research in Management and “Labex entreprendre” Units. She received her Ph.D. in Finance at the University of Montpellier. Her thesis adopts a comparative approach of strategies and performances of cooperatives and investor owned firms in different fields. She adopts an interdisciplinary vision within her research. Sandra has presented her work during international academic conferences and has published and is in publication process of scientific articles in peer review journals. Sandra current research focuses on financial performance and risk of different types of financial institutions. Sandra also holds a master’s degree in finance (104) from Paris Dauphine University and a Bachelor degree in Management from Saint Joseph’s University Beirut.